We earn referral commissions when you click certain links on our site and request a quote or buy a policy from a partner. You pay nothing extra. Our editorial rankings are not for sale. If a provider isn't on our list, it's not because they didn't pay — it's because they didn't qualify.
Required FTC disclosure
In compliance with the Federal Trade Commission's Endorsement Guides (16 CFR Part 255), we want to be upfront: AllInsuranceQuotes participates in affiliate marketing programs. This means we may earn a commission when readers click certain links on our site and complete an action — typically requesting a quote, signing up, or purchasing a policy — with one of our partners.
How affiliate commissions work
When you click a link marked as a partner link (or any link to a third-party insurance comparison service from this site), we may receive compensation from that partner. Compensation can take several forms:
- Pay-per-click: A flat fee when you click through to the partner's website
- Pay-per-lead: A fee when you submit a quote request on the partner's site
- Pay-per-acquisition: A commission when you actually purchase a policy
Compensation amounts vary by provider, product type (auto, home, life, etc.), and your state of residence. You never pay more because of these arrangements — the partner pays us out of their marketing budget, not out of your premium.
Editorial independence
This is the part that matters. Affiliate compensation does not determine:
- Whether a provider appears on our list
- The order in which we rank providers
- The substance, tone, or rating of any review
- Which providers we describe as "Editor's Pick" or "Best for X"
What it does affect: which providers we initially research. We tend to evaluate providers that operate affiliate programs, simply because that's how the industry works. But we have rejected many providers from our recommendations even when generous commissions were on offer. Quality of consumer experience is the only thing that earns a spot on our list.
Programs and networks we participate in
AllInsuranceQuotes may participate in the following types of affiliate programs and networks:
- Direct affiliate programs operated by individual insurance comparison platforms
- Affiliate networks such as Impact, CJ Affiliate (Commission Junction), ShareASale, Awin, and Rakuten
- Insurance-specific networks such as MediaAlpha and similar performance marketing platforms
We update this list as our partnerships change. Specific partners are not enumerated here because the relationships evolve over time.
Other revenue sources
In addition to affiliate commissions, AllInsuranceQuotes may earn revenue from:
- Display advertising (e.g., Google AdSense, programmatic ad networks)
- Sponsored content, which is always clearly labeled "Sponsored" or "Advertisement"
We do not accept payment in exchange for positive reviews, ranking changes, or removal of negative information.
What you can do
If you'd prefer not to support us through affiliate commissions, you're welcome to navigate directly to any provider's website by typing their name into a search engine. The information on this site is free regardless of how you choose to act on it.
Questions?
We believe transparency is the foundation of trustworthy publishing. If you have any questions about how we make money or how that intersects with our editorial choices, email us at [INSERT EMAIL].
Reference
This disclosure is provided in accordance with:
- FTC Endorsement Guides — ftc.gov
- 16 CFR Part 255 — Guides Concerning the Use of Endorsements and Testimonials in Advertising